Budget Generator
Create comprehensive financial budgets for manufacturing companies.
No signup required. All calculations happen in your browser.
How it works
You enter your company's financial data—sales forecasts, costs, inventory policies, and economic assumptions. The system automatically calculates all 13 interconnected budget schedules that companies use for financial planning.
The formulas follow the standard methodology taught in business schools and used by Fortune 500 companies. No spreadsheet formulas to debug. No manual calculations. Just clean, accurate budgets in minutes.
The 13 Schedules
- Sales Budget
- Production Budget
- Direct-Material Budget
- Direct-Labour Budget
- Manufacturing Overhead Budget
- Selling & Administrative Budget
- Admin Expense Budget
- Cash Receipts Budget
- Cash Disbursement Budget
- Cash Budget
- Cost of Goods Manufactured & Sold
- Budgeted Income Statement
- Budgeted Balance Sheet
Plus the Budgeted Cash Flow Statement.
What's built
Schedule 1: Sales Budget — Fully functional. Input quarterly sales data, set pricing and inflation rates, get automatic calculations.
Schedule 2: Production Budget — Fully functional. Calculate production requirements with inventory management, capacity constraints, batch sizing, JIT mode, and cost analysis.
Schedule 3: Direct Material Budget — Fully functional. Multi-material support with scrap/waste allowance, bulk discounts, price inflation, JIT delivery, inventory turnover metrics, and critical material identification.
Schedule 4: Direct Labor Budget — Fully functional. Single or multi-category labor tracking, wage inflation, overtime calculations, fringe benefits, and workforce planning metrics.
Schedule 5: Manufacturing Overhead Budget — Fully functional. Traditional costing and Activity-Based Costing (ABC) with four-level cost hierarchy, predetermined overhead rates, and flexible allocation bases.
Schedule 6: Selling & Administrative Expense Budget — Fully functional. Track sales, marketing, and administrative expenses with detailed breakdowns by category and performance metrics.
Schedule 7: Cash Receipts Budget — Fully functional. Calculate when cash is actually collected from sales with collection timing tracking, accounts receivable management, and bad debt allowance.
Schedule 8: Cash Disbursements Budget — Fully functional. Track all cash outflows including material payments, payroll, overhead, SGA expenses, taxes, dividends, capital expenditures, and loan payments.
Schedule 9: Cash Budget — Fully functional. Master cash planning schedule combining receipts and disbursements to forecast cash position, identify financing needs, and calculate operating and free cash flow.
Schedule 10: Cost of Goods Manufactured & Sold — Fully functional. Calculate the total cost of producing and selling goods with Work-in-Process and Finished Goods inventory tracking, per-unit cost analysis, and automatic integration with material, labor, and overhead schedules.
Schedule 11: Budgeted Income Statement — Fully functional. Project your company's profitability with complete income statement including gross margin, operating income, interest expense, income tax, and net income with comprehensive percentage analysis of all line items.
Schedule 12: Budgeted Statement of Cash Flows — Fully functional. Complete cash flow analysis using the direct method with indirect method reconciliation. Includes operating, investing, and financing activities plus quality metrics like free cash flow, debt service coverage, and cash flow adequacy ratios.
Schedule 13: Budgeted Balance Sheet — Fully functional. Project your company's financial position with complete asset, liability, and equity tracking. Includes financial ratios (current ratio, quick ratio, ROA, ROE, debt-to-equity) and balance check validation.
Why this exists
Making master budgets manually in Excel is tedious and error-prone. You spend hours linking formulas across 13 worksheets. One mistake breaks everything downstream.
This tool automates the boring parts so you can focus on strategy and analysis. Enter your assumptions once. Get all 13 schedules instantly. Change an assumption. See the impact across all schedules immediately.
Try it now